Financial Assistance for COVID Related Funerals Available April 12

April 7, 2021

6/29/21 Update : FEMA has amended the policy to include some unconfirmed COVID deaths. “Applicants who incurred COVID-19-related funeral expenses between Jan. 20 and May 16, 2020, will be able to submit a death certificate that does not attribute the death to COVID-19 along with a signed statement from the certifying official listed on the death certificate, coroner, or medical examiner linking the death to COVID-19.”  Read the full amendment here

For families who have lost someone due to COVID-19 last year, there may be financial assistance available to help pay for funeral expenses through the Federal Emergency Management Agency (FEMA). FEMA will begin accepting applications through their dedicated call center starting Monday, April 12th.

The stimulus package passed last December called The Consolidated Appropriations Act 2020 includes $2 Billion specifically to be able to provide funding for Covid related funeral expenses.

Here’s what potential applicants need to know:

Who is Eligible to Apply for Funeral Assistance from FEMA?

There are minimal eligibility guidelines to get FEMA reimbursement for funeral expenses. The death has to be in the United States and is attributed to COVID-19. Here are the specific details from the FEMA website :

  • The death must have occurred in the United States, including the U.S. territories, and the District of Columbia.
  • The death certificate must indicate the death was attributed to COVID-19.
  • The applicant must be a U.S. citizen, non-citizen national, or qualified alien who incurred funeral expenses after January 20, 2020.
  • There is no requirement for the deceased person to have been a U.S. citizen, non-citizen national, or qualified alien.

Applying for Funeral Benefits from FEMA

Starting April 12th at 9am Eastern, FEMA will begin accepting applications on their toll-free hotline at 844-684-6333. Hours of operation are Monday through Friday 9:00 am – 9:00 pm Eastern Time.

In order to apply for benefits, families will need to have an official death certificate, funeral expense documents such as the invoice, and proof of funds that may have been received from other sources – like burial insurance, veterans benefits, etc.

Families can get a copy of the death certificate from the state or county vital records office. For those who no longer have documentation of funeral expenses, try requesting a copy of the invoice from the funeral home.

For further assistance or questions, contact Tharp Funeral Home at 434-237-9424.

March 31, 2026
Planning ahead isn’t always something we naturally gravitate toward—especially when it comes to end-of-life decisions. It’s easy to put off, to say “someday,” or to assume there will always be more time. But preplanning your funeral or cremation arrangements is one of the most thoughtful and meaningful gifts you can leave behind for the people you love. What Is Preplanning? Preplanning is simply the process of making your final wishes known ahead of time. This can include decisions about burial or cremation, the type of service you’d like, music, readings, and even the small personal touches that reflect your life. It doesn’t have to be complicated. In fact, even a simple plan written down can provide clarity and comfort when it’s needed most. Why More Families Are Choosing to Plan Ahead 1. It Relieves Emotional Burden When a loved one passes, families are often faced with dozens of decisions in a very short time, many of them while navigating deep grief. By preplanning, you remove that weight. Your family won’t have to wonder what you would have wanted, they’ll already know. 2. It Protects Your Family Financially Funeral costs can add up quickly depending on services selected. Preplanning gives you the opportunity to guarantee certain services and merchandise, avoid future inflation, and prevent overspending during emotional decision-making. 3. It Ensures Your Wishes Are Honored Every life is unique and every service should reflect that. When you plan ahead, you can choose burial or cremation, select meaningful music or readings, and include personal touches that tell your story. 4. It Gives You Time and Control Planning in advance allows you to make decisions thoughtfully and without pressure. There’s no urgency. No rushed decisions. Just clarity and confidence. 5. It Brings Peace of Mind Knowing everything is taken care of allows you to focus on what matters most: living fully and spending time with loved ones. Preplanning Doesn’t Have to Mean Prepaying You have options: document your wishes, set aside funds gradually, or explore pre-need plans or insurance options. Families are guided through these choices with no pressure—just support and information. A Simple Step Today Can Make All the Difference Tomorrow Preplanning is about easing the path for those you love. It gives them space to grieve, remember, and heal—without added stress. Ready to Learn More? Click here to get started. Whether you’re ready to start a plan or simply have questions, speaking with a preplanning specialist can help you explore your options in a comfortable, no-pressure setting. Because the greatest gift you can leave behind isn’t just memories—it’s peace of mind.
By Missy Hardenburg February 9, 2026
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